Government programs
Programs that can pay for a remodel
Renovation loans and repair grants from HUD, Fannie Mae, USDA, the District, Maryland and Prince George's County. Each page sets out what the program pays for, who it is for, how the contractor gets paid and what we can do for you. We are not a participating contractor in any of them, and the agency or lender decides who qualifies.
FHA 203(k) Rehabilitation Loan
Can an FHA 203(k) loan pay for my remodel?
HUD's FHA 203(k) loan folds a remodel into the mortgage. What it pays for, Limited versus Standard, the six month deadline and how the contractor is paid in draws.
See what it pays for →Fannie Mae HomeStyle Renovation and CHOICERenovation
Will a Fannie Mae HomeStyle loan cover an addition?
Fannie Mae's HomeStyle Renovation and CHOICERenovation loans: what they cover, which homes qualify, and why the lender approves the contractor and the budget.
See what it pays for →DC Single Family Residential Rehabilitation Program (SFRRP)
Does DC's Single Family Rehab Program pay for repairs?
DC's Single Family Residential Rehabilitation Program: what DHCD pays for, the $75,000 limit, who qualifies, and why DHCD writes the scope and approves the bid.
See what it pays for →Maryland Housing Rehabilitation Program
Will Maryland help pay to bring my house up to code?
Maryland's Housing Rehabilitation Program finances work that brings a home up to code, with a targeted option for income qualified households. How to start, and our part.
See what it pays for →USDA Section 504 Home Repair Loans and Grants
Will USDA's Section 504 program pay to fix up my home?
USDA Section 504 Home Repair loans and grants: up to $40,000 at 1 percent, grants up to $10,000 for owners 62 and older, who qualifies, and how USDA pays.
See what it pays for →Prince George's County Home Repair Programs (HOPP and HRAP)
Will Prince George's County help pay for home repairs?
Prince George's County's HOPP and HRAP home repair programs, run with Habitat for Humanity Metro Maryland: what they cover, the amounts, and where we fit.
See what it pays for →